Do You Have Less-Than-Perfect Credit?
If your credit is less than perfect, you're not alone. A recent study by the Mortgage Bankers Association of America revealed some startling facts: of 100 people who applied for a standard 30 year fixed rate mortgage through traditional
lending avenues (banks, savings & loans, credit unions, etc.), less than 40% qualified for that loan. That leaves 60%+ who were forced to seek alternative real estate financing solutions.Credit issues that can prevent you from obtaining a traditional lending profile include:
Late Payments on Accounts (Home loans, car loans, credit cards, etc.)
Collections
Charge-Offs
Judgments (also called Abstracts of Judgment)
Bankruptcy/Consumer Credit Counseling
Foreclosure
These items, unless paid off and/or eliminated, will not go away, and will continue to prevent you from realizing your best financial future.
Home Purchase Solutions:
We help people with less-than-perfect credit attain the American dream of home ownership.
Equity Repositioning Solutions:
For those current homeowners who've faced credit challenges, and wish to lower their overall monthly payments and/or clean up their credit, we specialize in a very unique service: Equity Repositioning. To learn more about how Equity Repositioning can help you return to the road of financial success, Contact us today.....we can help you!
For more information call, 305-293-9222
Equal Housing Opportunity